Texas Loan Originator Pre-Licensing Education (PE) Classes

In as little as 3 days you can complete your education and be well on your way to helping people navigate the real estate mortgage process and realize their dream of owning a home. By overseeing the loan process between the lender and the buyer, Loan Originators gain valuable insight into the real estate and financial industries while providing a much needed service.


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Loan Originator PE Programs

Convenient packages designed to provide you with everything you need to attain your license.
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Loan Originator PE Courses

Don't need a full program? You can purchase any of our courses individually.
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Important NMLS Notices

Champions respects the regulations set by the Nationwide Multistate Licensing System & Registry (NMLS).
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How do I get my Loan Originator License?

You can get your Loan Originator license in 5 simple steps! Experience the Champions Advantage and choose between classroom, live broadcast, and online delivery for your education. Click the steps below to learn all about the licensing process and enroll today to take the first step towards jump starting your new career in Loan Origination!

STEP
1
Create an NMLS Individual User Account at www.statemortgageregistry.com

Visit www.statemortgageregistry.com to setup your username and password. Be Sure to bring your NMLS number to class.

STEP
2
Complete the required 23-Hour SAFE Comprehensive Course at Champions School of Mortgage Lending®

Students who apply for their LO License with NMLS will be required to complete the 20-Hour SAFE course, 3-Hour TX-SML SAFE: Texas Law and Practice, and pass the National Exam Component with UST (Uniform State Test). We offer a package containing everything necessary to satisfy these requirements.

STEP
3
Register for our Loan originator Exam PREP course - Both National and UST Sections

Register for our 3-day Loan originator Exam PREP course. Remember, once you pay the initial fee for the PREP you may re-take our PREP as many times as you want at no charge for one year!

STEP
4
Register and pass with a 75% or higher, the NMLS National Test Component and Uniform State Content Exam ($110)

There is a 30-day waiting period for exam retakes. If you do not pass after two retakes, there is a 6-month waiting period. A test enrollment must be requested and paid for in NMLS. The Test Enrollment function can be found under the Professional Requirements/Testing selection tab in NMLS after your MU4 log in.

The National Test with Uniform State Content consists of 125 multiple choice questions. Timed 190 minutes.

To enroll for an exam, please contact one of the test vendors below:

Prometricwww.prometric.com/nmls1-877-671-6657
STEP
5
Submit MU4 Form to the National Licensing System as well as the Criminal Background Check, Fingerprints, and Credit Report Request.

Submit the MU4 Form through the NMLS website www.stateregulatoryregistry.org/NMLS. Through the MU4 log in - select Filing/Individual. The MU4 filing fee is $30. The application fee will vary by license type. Applicants are required to request a Criminal Background Check ($39) and the Credit Report Request function ($15).

  • MU4 Form Filing Quick Guide
  • Filing Fees
  • Steps for getting started with your Criminal Background Check
  • Instructions for submitting Criminal Background Check Request

Program Options

The following program includes all of the required Pre-Licensing Education (PE) courses required by the NMLS to attain a Texas Loan Originator license along with our licensing Exam Prep course. Champions also offers Pre-Licensing education in other states where the requirements may differ. If you are seeking a license outside of Texas, please visit our 'Choose a State' page.

$485
Save $30

RMLO Texas License Program

Delivery Methods Available:  
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Program Description:

Becoming a Mortgage Loan Originator was never so easy! Meet both the National and Texas state requirements for a Residential Mortgage Loan Originator license. Get SAFE and be prepared to take the state and national exams without worry. This program includes the tools you need to learn all about becoming a loan originator including federal and state laws, ethics and non-traditional mortgage products plus the prep you need to pass your exams.

This Program Includes:

  • 20-hour SAFE course covering national and state law, ethics and more
  • 3-Hour Tx-SML SAFE: Texas Law and Practice
  • 2-Day National Exam Prep Course (Includes Mock Exams)
  • 1-Day State Exam Prep Course (Includes Mock Exams)

Additional Information:

  • Prep course includes 1 year of free Retakes
  • 23 Credit Hours (NMLS)
  • Textbooks Included
  • NMLS Approval #2029 (Classroom), NMLS Approval #6829 (LIVE Broacast)

Please Note: Starting March 1, 2019, Champions will assess a $10 "No-Show" Fee before rescheduling any PREP class student who misses a class (Classroom or Live Broadcast) that they were scheduled to attend.

Enroll - $485
Add to Cart
$585
Save $130

RMLO Texas License Program + Business Etiquette

Delivery Methods Available:  
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Program Description:

Becoming a Mortgage Loan Originator was never so easy! Meet both the National and Texas state requirements for a Residential Mortgage Loan Originator license. Get SAFE and be prepared to take the state and national exams without worry. This program includes the tools you need to learn all about becoming a loan originator including federal and state laws, ethics and non-traditional mortgage products plus the prep you need to pass your exams.

This Program Includes:

  • 20-hour SAFE course covering national and state law, ethics and more
  • 3-Hour Tx-SML SAFE: Texas Law and Practice
  • 2-Day National Exam Prep Course (Includes Mock Exams)
  • 1-Day State Exam Prep Course (Includes Mock Exams)
  • 2-Day Business Etiquette Course

Additional Information:

  • Prep course includes 1 year of free Retakes
  • 23 Credit Hours (NMLS)
  • Textbooks Included
  • NMLS Approval #2029 (Classroom), NMLS Approval #6829 (LIVE Broacast)

Please Note: Starting March 1, 2019, Champions will assess a $10 "No-Show" Fee before rescheduling any PREP class student who misses a class (Classroom or Live Broadcast) that they were scheduled to attend.

Enroll - $585
Add to Cart

Required Course Topics

Each of the courses listed below are required by the NMLS in order to attain a Texas Loan Originator License. All of these courses are also available at a discounted rate when purchased together in the PE program listed above.

$230

Texas 20-Hour SAFE Comprehensive Mortgage Loan Originator Fundamentals

Delivery Methods Available:  
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Course Description:

This 20-Hour SAFE course is required to become a licensed Mortgage Loan Originator. In this course, students will learn federal law, ethics, and non-traditional mortgage products.

Additional Information:

  • NMLS Approval #6829 (LIVE Broadcast)
  • NMLS Approval #1228 (Online)
  • NMLS Approval #2029 (Classroom)
  • 20 Credit Hours (NMLS)
  • Textbook Included (Classroom Only)

Please Note: A textbook is required to participate in any Live Broadcast class. Please obtain before the first day of class.

Regarding Online Loan Courses, Please Note: Champions School of Real Estate has partnered with the Association of Mortgage Educators (NMLS ID # 1400214) to offer the online courses for Mortgage Pre-Licensing. (Learn More)

Enroll - $230
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Enroll - $329
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$50

3-Hour TX-SML SAFE: Texas Law and Practice

Delivery Methods Available:  
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Course Description:

The purpose of this course is to teach mortgage loan originators the required 3 hours of mandatory Texas Savings and Mortgage Lending state specific pre-licensure education(PE) information which will ensure that they acquire proficiency in areas of study such as the Texas Home Equity Loans, Texas Reverse Mortgage, Judicial and Non-Judicial Foreclosures, Texas Saving and Mortgage Lending Department (TX-SML) and Administration as detailed in rules, and TX-SML examination procedures. The student will be presented with the information necessary to become a proficient mortgage loan originator.

Additional Information:

  • NMLS Approval #4126 (Classroom)
  • NMLS Approval #6835 (Live Broadcast)
  • NMLS Approval #4231 (Online)
  • 3 Credit Hours (NMLS)
  • Textbook Included

Please Note: A textbook is required to participate in any Live Broadcast class. Please obtain before the first day of class.

Regarding Online Loan Courses, Please Note: Champions School of Real Estate has partnered with the Association of Mortgage Educators (NMLS ID # 1400214) to offer the online courses for Mortgage Pre-Licensing. (Learn More)

Enroll - $50
Add to Cart
Enroll - $59
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Course Delivery Methods