Texas Loan Originator
Licensing Requirements
Everything You Need to Know to Meet the Loan Originator License Requirements!
If you have ever considered getting a Loan Originator license in Texas, now is the time! Below are the 5 beginning steps to get you started on your new career path. If you have any additional questions, contact a Career Counselor at your nearest campus to get the answers you need. Sign up today and take the steps towards your new career!
Please Note - All of our Loan courses are approved by the Nationwide Multistate Licensing System (NMLS) - Provider #1400073
Step 1: Create an NMLS Individual User Account at www.statemortgageregistry.com
Visit www.statemortgageregistry.com to setup your username and password. Be Sure to bring your NMLS number to class.
Step 2: Complete the required 23-Hour SAFE Comprehensive Course
Students who apply for their LO License with NMLS will be required to complete the 20-Hour SAFE course, 3-Hour TX-SML SAFE: Texas Law and Practice, and pass the National Exam. We offer a package containing everything necessary to satisfy these requirements.
Step 3: Register for our Loan originator Exam PREP course
Register for our 3-day Loan originator Exam PREP course to prepare for the National Test. Remember, once you pay the initial fee for the PREP you may re-take our PREP as many times as you want at no charge for one year!
Step 4: Login to your NMLS Account and register for the NMLS National Exam
Prior to scheduling your licensing exam with Prometric, the exam must be paid for via the NMLS.
- The cost of the exam is $110
- You must sign the Candidate Agreement before being able to schedule your exam
- The National Test consists of 120 multiple choice questions and is timed (190 minutes).
- Click here for a step-by-step guide for scheduling your exam.
Once you have paid for your exam you will have 180 days to make your appointment and take the test. If you have paid and are ready to schedule, please contact Prometric. Please note that there is a 30-day waiting period for exam retakes. If you do not pass after two retakes, there is a 6-month waiting period. A test enrollment must be requested and paid for in NMLS prior to scheduling.
Step 5: Submit MU4 Form to the National Licensing System as well as the Criminal Background Check, Fingerprints, and Credit Report Request.
Submit the MU4 Form through the NMLS website. Through the MU4 log in - select Filing/Individual. The individual licensing fee is $190 including the NMLS processing fee. The application fee will vary by license type. Applicants are required to request a Criminal Background Check ($36.25) and the Credit Report Request function ($15).
Most Popular Loan Originator License Programs
Choose a Program to Enroll
To purchase a package, choose your preferred delivery method from the appropriate dropdown below. To mix-and-match multiple delivery methods, you can choose the Champions Advantage option.
23-Hour
RMLO Texas License Program
SAVE $30
- 20-Hour SAFE Comprehensive
- 3-Hour TX-SML SAFE: Texas Law and Practice
- National Exam Prep Course
- 23 NMLS Credit Hours
- FREE Prep Retakes for 1 Year
- FREE Books or PDFs
above and try again.
23-Hour
RMLO Texas License Essential Skills Program
SAVE $65
- 20-Hour SAFE Comprehensive
- 3-Hour TX-SML SAFE: Texas Law and Practice
- National Exam Prep Course
- Essential Mortgage Skills
- How to Market Yourself
- 23 NMLS Credit Hours
- FREE Prep Retakes for 1 Year
- FREE Books or PDFs
above and try again.
23-Hour
RMLO Texas License Career Success Program
SAVE $120
- 20-Hour SAFE Comprehensive
- 3-Hour TX-SML SAFE: Texas Law and Practice
- National Exam Prep Course
- Essential Mortgage Skills
- How to Market Yourself
- 2-Day Business Etiquette Course
- 23 NMLS Credit Hours
- FREE Prep Retakes for 1 Year
- FREE Books or PDFs
above and try again.
Set Your Loan Originator License Education Course Schedule.
Classroom, Online, or in the Virtual Classroom!
Classroom
Traditional classroom environment with instructor-led lectures.
For students who learn best in a classroom environment. Students are required to attend all approved hours to receive credit.
Virtual Classroom
Combination of instructor-led ChampionsLIVE!® streaming and home-study.
Best for remote students who want the classroom experience streamed to their home or office. Study before class and spend time with a real-teacher remotely at home.
Online (3rd-Party)
An online, module based course that works on any mobile device with an internet connection.
For remote students who learn best with video and interactive activities. Work through online material at your own pace on any device with an internet connection. These courses are taken via a 3rd-party provider.
Champions Advantage
Choose one delivery method or try them all. Transfer anytime. That's the Champions Advantage. Learn More
Customize a program to fit your needs by utilizing all of our delivery methods and resources. Choose a different delivery method for each course and switch between them to find your best learning environment. No other Real Estate school offers this level of flexibility and convenience.
Helpful Links
Answers to the most important RMLO licensing questions!
Important rules and notices from the NMLS.
Download our current Loan Originator class schedule.
Have a question? Reach out to one of our career counselors!