Texas Loan Originator
Licensing Requirements
Everything You Need to Know to Meet the Loan Originator License Requirements!
If you have ever considered getting a Loan Originator license in Texas, now is the time! Below are the 5 beginning steps to get you started on your new career path. If you have any additional questions, contact a Career Counselor at your nearest campus to get the answers you need. Sign up today and take the steps towards your new career!
Please Note - All of our Loan courses are approved by the Nationwide Multistate Licensing System (NMLS) - Provider #1400073
Step 1: Create an NMLS Individual User Account at www.statemortgageregistry.com
Visit www.statemortgageregistry.com to setup your username and password. Be Sure to bring your NMLS number to class.
Step 2: Complete the required 23-Hour SAFE Comprehensive Course
Students who apply for their LO License with NMLS will be required to complete the 20-Hour SAFE course, 3-Hour TX-SML SAFE: Texas Law and Practice, and pass the National Exam. We offer a package containing everything necessary to satisfy these requirements.
Step 3: Register for our Loan originator Exam PREP course
Register for our 3-day Loan originator Exam PREP course to prepare for the National Test. Remember, once you pay the initial fee for the PREP you may re-take our PREP as many times as you want at no charge for one year!
Step 4: Login to your NMLS Account and register for the NMLS National Exam
Prior to scheduling your licensing exam with Prometric, the exam must be paid for via the NMLS.
- The cost of the exam is $110
- You must sign the Candidate Agreement before being able to schedule your exam
- The National Test consists of 125 multiple choice questions and is timed (190 minutes).
- Click here for a step-by-step guide for scheduling your exam.
Once you have paid for your exam you will have 180 days to make your appointment and take the test. If you have paid and are ready to schedule, please contact Prometric. Please note that there is a 30-day waiting period for exam retakes. If you do not pass after two retakes, there is a 6-month waiting period. A test enrollment must be requested and paid for in NMLS prior to scheduling.
Step 5: Submit MU4 Form to the National Licensing System as well as the Criminal Background Check, Fingerprints, and Credit Report Request.
Submit the MU4 Form through the NMLS website. Through the MU4 log in - select Filing/Individual. The individual licensing fee is $190 including the NMLS processing fee. The application fee will vary by license type. Applicants are required to request a Criminal Background Check ($36.25) and the Credit Report Request function ($15).
Most Popular Loan Originator License Programs
Choose a Program to Enroll
To purchase a package, choose your preferred delivery method from the appropriate dropdown below. To mix-and-match multiple delivery methods, you can choose the Champions Advantage option.
Program
- 20-Hour SAFE Comprehensive
- 3-Hour TX-SML SAFE: Texas Law and Practice
- National Exam Prep Course
- 23 NMLS Credit Hours
- FREE Prep Retakes for 1 Year
- FREE Books or PDFs
- 20-Hour SAFE Comprehensive
- 3-Hour TX-SML SAFE: Texas Law and Practice
- National Exam Prep Course
- Essential Mortgage Skills
- How to Market Yourself
- 23 NMLS Credit Hours
- FREE Prep Retakes for 1 Year
- FREE Books or PDFs
- 20-Hour SAFE Comprehensive
- 3-Hour TX-SML SAFE: Texas Law and Practice
- National Exam Prep Course
- Essential Mortgage Skills
- How to Market Yourself
- 2-Day Business Etiquette Course
- 23 NMLS Credit Hours
- FREE Prep Retakes for 1 Year
- FREE Books or PDFs
Learn More about our Delivery Method Options
Traditional instructor-led classes for students who learn best in a Classroom environment.
A module based, online option that can be completed on any device with an internet connection and a web browser.
For remote students who want to stream the unparalleled Classroom experience to their home or office.
Customize a program to fit your needs by utilizing all of our delivery methods and resources.
Helpful Links
Answers to the most important RMLO licensing questions!
Important rules and notices from the NMLS.
Have a question? Reach out to one of our career counselors!
Download our current Loan Originator class schedule.
Traditional instructor-led classes for students who learn best in a Classroom environment.
A module based, online option that can be completed on any device with an internet connection and a web browser.
For remote students who want to stream the unparalleled Classroom experience to their home or office.
Customize a program to fit your needs by utilizing all of our delivery methods and resources.