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Virgin Islands Loan Originator License - Pre-Licensing

New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This education must include 3 hours of Federal law, 3 hours of ethics (which shall include fraud, consumer protection, and fair lending issues), 2 hours of non-traditional mortgage lending, plus 12 hours of undefined education (referred to as electives).

IMPORTANT: This 20-hr course is applicable for those states that do not require state-specific content. To verify your state requirement, click here.

Champions School of Real Estate has partnered with the Association of Mortgage Educators (NMLS ID # 1400214) to offer the online courses for Mortgage Pre-Licensing. - Please Read This First!

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20-Hour SAFE Comprehensive Mortgage Loan Originator Fundamentals
This course fulfills the 20-hours required under the National SAFE ACT. (NMLS # 2029) (LEARN MORE)

20-Hour SAFE Comprehensive Mortgage Loan Originator Fundamentals



This course is the 20-hour SAFE required course to become a Mortgage Loan Originator. In this course, students will learn federal law, ethics and non-traditional mortgage products. This course will fulfill anyone seeking national requirements as well as state requirements. 20 Hour SAFE course is required for all new and experienced professionals.

Course Outline:

  • Federal Mortgage Law
  • State Mortgage Law
  • Ethics
  • Traditional and Non-Traditional Mortgage Products
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