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GETTING STARTED
1
Select the program

The program includes the required 20-hour SAFE course, the 3-Hour TX SML SAFE course, and the exam prep course.
2
Schedule the required 20-hour SAFE course,
3-Hour TX SML SAFE course, and the 3-day Exam Prep course. You can retake the exam prep course as many times as you need for 1-year.
3
Create an NMLS account and bring your NMLS number to your first day of class.

Texas Loan Originator License

Getting started on a career in the mortgage industry has never been easier. In as little as 3 days you can complete your education and be well on your way to helping people navigate the real estate mortgage process and realize their dream of owning a home. By overseeing the loan process between the lender and the buyer, Loan Originators gain valuable insight into the real estate and financial industries while providing a much needed service.

To get started, check out our 5 Steps to a Loan Originator License page!

Loan Originators License Requirements:
  • Licensees must complete 23 hours of National Mortgage Licensing System Approved SAFE Education.
    • 20-hour Mortgage Loan Origination SAFE Comprehensive Course
    • 3-Hour Tx-SML SAFE Course
Select a Program

Texas 23-Hour Loan Originator
License Program

Includes 20-hour Mortgage Loan Origination SAFE Comprehensive course, 3-hour Texas SAFE Law and Practice, National and State PREP course and Flashcards. (LEARN MORE)
$475
Save $45
Enroll in the Texas 23-Hour Loan Originator License Program

Texas 23-Hour Loan Originator License Program

ABOUT THIS PROGRAM:

Becoming a Mortgage Loan Originator was never so easy!  Meet both the National and Texas state requirements for a Residential Mortgage Loan Originator license. Get SAFE and be prepared to take the state and national exams without worry.  This program includes the tools you need to learn all about becoming a loan originator including federal and state laws, ethics and non-traditional mortgage products plus the prep you need to pass your exams.

Program OUTLINE:
  • 20-hour SAFE course covering national and state law, ethics and more
  • 3-Hour Tx-SML SAFE: Texas Law and Practice
  • Two day national exam prep course and mock exam
  • One day state exam prep and mock exam
  • Study flashcards
20-Hour Mortgage Loan Originator SAFE Comprehensive

COURSE
ENROLL (CHOOSE METHOD)
Click Here for More Information

20-Hour Mortgage Loan Origination SAFE Comprehensive

ABOUT THIS COURSE:

This course is the 20-hour SAFE required course to become a Mortgage Loan Originator. In this course, students will learn federal law, ethics and non-traditional mortgage products. This course will fulfill anyone seeking national requirements as well as Texas state requirements. 20 Hour SAFE course is required for all new and experienced professionals.

COURSE OUTLINE:

  • Federal Mortgage Law
  • State Mortgage Law
  • Ethics
  • Traditional and Non-Traditional Mortgage Products
Choose to be a Champion today!

20-Hour Online Mortgage Loan Originator SAFE Comprehensive

COURSE
ENROLL (CHOOSE METHOD)
Click Here for More Information

Online 20-hour Mortgage Loan Origination SAFE Comprehensive

ABOUT THIS COURSE:

Students enrolled in prelicensing courses must actively participate in the course throughout the entire session. This is important to understand as it requires you to start on time and also means that you will not be able to finish before the scheduled end date. Students who are unable to start their course within three (3) days after course start will be required to move to another session. For example, if your course starts on August 1st, you must be logged in by August 3rd in order to remain in the current course session. Course completions will be submitted to the NMLS within seven days after the course end date.

Click Here for a Sample Class Schedule

13 Things to Know About Our Instructor-led Online Courses

  1. Our NMLS-approved instructor-led courses provide all of the tools to help you successfully complete your online MLO pre-licensing education - and prepare you for your exam.
  2. Each course has a specific start and end date and required activities, including exams that you must complete in order to receive course credit. Please note this course runs through a server on Eastern Standard Time so availability of exams along with course expiration (11:59 p.m. EST) are based on this.
  3. Every module has a required reading assignment that may be read online, downloaded and saved, or printed. You should save/print the reading assignments for ongoing reference after the class ends.
  4. The Course Resources page in the Introduction includes helpful reference documents that can be downloaded, such as instructions for taking tests and posting on discussion threads, answers to reading assignment quizzes, glossary, etc.
  5. Every module—and the Introduction—has a required exam that may be accessed from any page in the module by clicking the Exam button at the top of the screen.
  6. Although you may be able to access a module and its reading assignment, you can’t start a module exam until it is unlocked.
  7. New module exams are unlocked daily throughout the time period of the class session—for example, the Module 3 exam is unlocked on Day 2; the final exam unlocked on Day 11—but you are not required to complete one module each day. You can work at your own pace, but can’t work ahead.
  8. You must achieve a score of 75% on the required exam before the next module is accessible. You may retake the exams as often as you like during the class session.
  9. The course has several required “homework” assignments. Details for these, and other activities, are available from the Assignments page in each module. You must complete the assignments to get credit for the course.
  10. You can click on the Course Calendar to see the specific dates when module exams are unlocked or assignments are due.
  11. You have easy access to your instructor and other students through our discussion forums and other activities.
  12. You must have a unique NMLS ID available before the class ends. It is required to get credit for completing the course. To obtain a NMLS ID, contact the NMLS directly.
  13. You will not have access the course after the class end date. Be sure to save/print the reading assignments for ongoing reference after the class ends.

IMPORTANT: This 20-hr course is applicable for those states that do not require state-specific content and allow prelicensing online. For example, North Carolina does not allow MLO prelicensing online. To verify your state requirement, click here.

3-Hour Texas SML SAFE: Texas Law and Practice

COURSE
ENROLL (CHOOSE METHOD)
Click Here for More Information

3-Hour TX-SML SAFE: Texas Law and Practice

ABOUT THIS COURSE:

The purpose of this course is to teach mortgage loan originators the required 3 hours of mandatory Texas Savings and Mortgage Lending state specific pre-licensure education(PE) information which will ensure that they acquire proficiency in areas of study such as the Texas Home Equity Loans, Texas Reverse Mortgage, Judicial and Non-Judicial Foreclosures, Texas Saving and Mortgage Lending Department (TX-SML) and Administration as detailed in rules, and TX-SML examination procedures. The student will be presented with the information necessary to become a proficient mortgage loan originator.

TEXAS LOAN ORIGINATOR COURSE OUTLINE:

  • 1.5 hours covering TX Home Equity Loans, Tx Reverse Mortgage, and Judicial and Non-Judicial Foreclosures.
  • 1 hour covering TX-SML operations and administration as detailed in rules.
  • 0.5 hours covering TX-SML examination procedures.
Choose to be a Champion today!
3-Hour Online TX-SML SAFE Course

COURSE
ENROLL (CHOOSE METHOD)
Click Here for More Information

Online 3-hour TX-SML SAFE: Texas Law and Practice

ABOUT THIS COURSE:

Students enrolled in prelicensing courses must actively participate in the course throughout the entire session. This is important to understand as it requires you to start on time and also means that you will not be able to finish before the scheduled end date. Students who are unable to start their course within three (3) days after course start will be required to move to another session. For example, if your course starts on August 1st, you must be logged in by August 3rd in order to remain in the current course session. Course completions will be submitted to the NMLS within seven days after the course end date.

Click Here for a Sample Class Schedule

13 Things to Know About Our Instructor-led Online Courses

  1. Our NMLS-approved instructor-led courses provide all of the tools to help you successfully complete your online MLO pre-licensing education - and prepare you for your exam.
  2. Each course has a specific start and end date and required activities, including exams that you must complete in order to receive course credit. Please note this course runs through a server on Eastern Standard Time so availability of exams along with course expiration (11:59 p.m. EST) are based on this.
  3. Every module has a required reading assignment that may be read online, downloaded and saved, or printed. You should save/print the reading assignments for ongoing reference after the class ends.
  4. The Course Resources page in the Introduction includes helpful reference documents that can be downloaded, such as instructions for taking tests and posting on discussion threads, answers to reading assignment quizzes, glossary, etc.
  5. Every module—and the Introduction—has a required exam that may be accessed from any page in the module by clicking the Exam button at the top of the screen.
  6. Although you may be able to access a module and its reading assignment, you can’t start a module exam until it is unlocked.
  7. New module exams are unlocked daily throughout the time period of the class session—for example, the Module 3 exam is unlocked on Day 2; the final exam unlocked on Day 11—but you are not required to complete one module each day. You can work at your own pace, but can’t work ahead.
  8. You must achieve a score of 75% on the required exam before the next module is accessible. You may retake the exams as often as you like during the class session.
  9. The course has several required “homework” assignments. Details for these, and other activities, are available from the Assignments page in each module. You must complete the assignments to get credit for the course.
  10. You can click on the Course Calendar to see the specific dates when module exams are unlocked or assignments are due.
  11. You have easy access to your instructor and other students through our discussion forums and other activities.
  12. You must have a unique NMLS ID available before the class ends. It is required to get credit for completing the course. To obtain a NMLS ID, contact the NMLS directly.
  13. You will not have access the course after the class end date. Be sure to save/print the reading assignments for ongoing reference after the class ends.

IMPORTANT: This 20-hr course is applicable for those states that do not require state-specific content and allow prelicensing online. For example, North Carolina does not allow MLO prelicensing online. To verify your state requirement, click here.


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